- Ensure the recovery of legacy loans.
- Monitor clients and late payments in arrears.
- Maintain effective contact with debtors who default on their agreed payment plan.
- Apply debt collection procedures to unpaid installments.
- Maintain close contact with customers when necessary and feasible.
- Achieve given recovery targets.
- Negotiate a new schedule in case of actual difficulty of the client found.
- Liaise closely with the Recovery Manager/ BM to report on progress and to discuss particularly difficult debt situations.
- Negotiate, set up, and monitor repayment arrangements in accordance with delegations and procedures.
- Check the field receipt book of the Recovery Officer for the repayment received from the default borrowers in the field "Not allowed to take the money without the official receipts book".
- Develop a positive working relationship with the Team, clients, and assigned tasks by the leader.
- Ensure recovering unpaid installments is in accordance with the Mutahid DFI policy
Knowledge & Education:
- Desirable: bachelor degree is required at minimum in Business, law, Finance or Economics with 2-4 years or work experience in Banking and Microfinance at managerial position.
Job Skills:
- Excellent organizational, planning, analytical and problem-solving skills,
- High level of customer service and strong willingness to work in the field,
- Strong business management and negotiation skills,
- Experience managing and motivating a large staff,
- Excellent interpersonal, communication and training skills,
- Fluency in regional/local language, working knowledge of English,
Exposure:
- 2-4 years plus experience minimum in banking or microfinance as dealing with operation and at least 2 years experience in management and staff supervision.
Interested candidates can send their CVs to: vacancies@mutahid.org.af
Note: Candidates must write the position and reference number in the email's subject line. (RS, Mutahid-KBL/031/2025)
Mutahid (meaning United in local language) Development Finance Institution (MUTAHID) was established on April 1, 2011 and initially three MFIs namely Microfinance Agency for Development and Rehabilitation of Afghan Communities (MADRAC), Parwaz Microfinance Institution (PARWAZ) and Mofad Microfinance Company (MOFAD) were consolidated. Later on, three additional MFIs namely Women for Women International Microfinance Afghanistan (WWI), Ariana Financial Services (AFS) and ChildFund Afghanistan Microfinance Limited (CFA MF) consolidated into MUTAHID. The creation of MUTAHID was an opportunity to combine the best components of these consolidating institutions and to preserve the significant investments made over the last few years, to create one larger, stronger and sustainable, best practice MFI based on the core principles of ethics, ideas and hard work while incorporating the lessons learned from the past. Microfinance Investment Support Facility for Afghanistan (MISFA) is supporting MUTAHID directly by providing direction, capacity building and financial resources and while a division of MISFA is run as a separate autonomous operating entity. The management of MUTAHID is ensuring the orderly and judicial transfer of good clients, quality staff and assets of the consolidating institutions.