Audit Planning & Leadership
- Develop and implement annual risk-based audit plans.
- Lead and supervise branch and head-office audits.
- Ensure compliance with policies, regulations, and audit standards.
Internal Control & Risk
- Assess effectiveness of internal controls and processes.
- Identify gaps and recommend corrective actions.
- Follow up on implementation of recommendations.
Compliance & Governance
- Ensure compliance with:
- Da Afghanistan Bank regulations
- Internal policies and procedures
- Islamic microfinance guidelines
- International internal audit standards
Operational & Financial Audits
- Review portfolio management, disbursements, collections, and cash controls.
- Detect and report fraud, misuse, and irregularities when identified.
- Conduct periodic and special audits when required.
Reporting
- Prepare clear audit reports with findings and recommendations.
- Present reports to senior management and Board/Audit Committee.
- Maintain secure audit records and documentation.
- Bachelor’s degree (minimum) in:
- Accounting
- Finance
- Auditing
- Business Administration
- (Professional certifications such as CIA, ACCA, CPA, or Master’s are an advantage.)
- Minimum 5 years of relevant experience in:
- Internal audit or financial audit
- Banking / Microfinance / EMI / Financial institutions
Experience managing or leading audit teams is preferred.
Skills & Competencies
- Strong understanding of internal controls and risk management
- Knowledge of microfinance operations and Islamic finance concepts
- High ethical standards and integrity
- Strong analytical and reporting skills
- Good communication skills (Dari/Pashto; English is an advantage)
- Proficiency in MS Office and audit tools
Personal Attributes
- Honest and independent
- Detail-oriented and disciplined
- Confidential and trustworthy
- Professional and responsible
Interested applicants should submit:
- Updated CV
- Cover letter
- Copies of relevant certificates
to:
📝 Subject line: Head of Internal Audit – AurumPay MFI
Only shortlisted candidates will be contacted.
Aurum Afghanistan Financial Company is a full-fledged electronic money institution regulated by the central bank of Afghanistan operating under the license No. EMI101006. In addition to our regulatory license, we are also equipped with license No. 78895 from the Ministry of industry and commerce of Afghanistan. We possess advanced technology infrastructure which enables our clients to access financial services through their mobile phones securely, quickly and conveniently. Our services are available to everyone, particularly individuals who may not have access to traditional banking services. We offer significant opportunities for improving the efficiency of digital financial services by expanding access and lowering transaction costs. We provide a customized electronic payment solution. Aurum Afghanistan facilitates digital financial transactions, which includes services such as mobile wallet to mobile wallet, bank 02 to mobile wallet, mobile wallet to bank, electricity and other utilities bill payments, merchant’s payments, AfPay card services, payments through PoS machines and other prospective electronic payments services. AurumPay is a leading electronic money platform in Afghanistan, operating under the supervision of the Central Bank of Afghanistan. We empower individuals, merchants, and corporations with secure, convenient, and innovative financial solutions. Join our mission to bring digital payments to every corner of Afghanistan!