- Explain to customers the different types of financing options that are available, as well as the
- terms of those services.
- Identify and train potential clients on MUTAHID Financing methodologies.
- Develop a work plan for attracting clients in the geographical area assigned to the financing officer.
- Advertise and promote Mutahid’s Financing products to potential clients
- Field visit to analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting Financing.
- Achieve Monthly Financing targets set by operation department
- Outstanding portfolio growth while maintaining a good healthy Portfolio
- Maintain good relations and focus on the needs of existing clients
- Manage and be responsible for the recovery of the given financing from clients, through on-time follow-up and make sure the client has deposited his/her repayment to the branch cashier.
- Provide clients with information on Murabaha policy/procedures of Mutahid DFI
- Monitoring of the existing clients and report any deficiencies to the branch management.
- Ensure there are no violations in Sharia (Murabaha process)
- Perform any other task assigned by the line supervisor.
Education and Qualification:
- Minimum High school diploma, University education in finance, retail banking.
- Field Experience an advantage
- Experience in private business, credit and trade
Other Requirements:
- Initiative, integrity, self-management, and ability to work
- Experience working in the field, bazaars, or markets an advantage
- Knowledge in social science or having some experience in social work
- Good communication skills and ability to work on a team
- Dari and Pashto fluency required; some knowledge of English is an advantage.
- Computer (MS Office)
Interested candidates can send their CVs to: vacancies@mutahid.org.af
Note: Candidates must write the position and reference number in the email's subject line. Herat (FO, Mutahid-HRT/67/2025), Takhar (FO, Mutahid-TKR/68/2025), Faizabad (FO, Mutahid-FZD/69/2025
Location: 1 (Female) Takhar, 1 (Male) Herat, 1 (Male) Faizabad
Mutahid Microfinance Institution (MFI) is one of the leading Islamic microfinance institutions in Afghanistan. A wholly owned subsidiary of the Microfinance Investment Support Facility for Afghanistan (MISFA), the country’s apex microfinance agency. As a regulated institution licensed by Da Afghanistan Bank (DAB), Mutahid offers Shariah-compliant financial solutions designed to meet the diverse needs of aspiring entrepreneurs, small business owners, and underserved communities. Its ethical and interest-free products reflect both Islamic values and a deep commitment to social impact. With a growing footprint of 17 branches across 10 provinces, Mutahid continues to expand access to finance, stimulate local economies, and foster a resilient culture of entrepreneurship. Through tailored services, client-centric support, and operational excellence, Mutahid remains a trusted partner in Afghanistan’s journey toward inclusive and sustainable development.