Marketing & Client Outreach
- Conduct marketing, surveys, and field visits to identify and attract eligible clients.
- Promote Islamic financial products and explain financing terms clearly to clients.
- Build and maintain strong relationships with clients and community stakeholders.
Financing Processing & Appraisal
- Collect, verify, and prepare all required financing documents and applications.
- Assess clients’ financial capacity, credit history, income, and collateral/guarantees.
- Prepare repayment schedules and ensure affordability of financing.
- Maintain accurate and complete client and financing files.
Customer Service & Follow-Up
- Provide quality customer service and respond to client inquiries professionally.
- Monitor client satisfaction and follow up on repayments.
- Ensure compliance with institutional policies and ethical standards.
Compliance & Reporting
- Ensure all financing activities comply with Hamkar MFI policies and Sharia principles.
- Perform other duties as assigned by the Manager
Education:
- Bachelor’s Degree in Finance, Economics, Business Administration, or a related field.
- Ability to communicate in local languages and English.
Knowledge
- Basic knowledge of microfinance operations, preferably Islamic microfinance.
Skills & Abilities:
- Planning, organizing, and time management
- Problem-solving and analytical skills
- Strong communication and interpersonal skills
- Attention to detail and documentation accuracy
- Written and oral proficiency in Dari
Interested candidates can send their CVs to: recruitment@hmi.af
Note: Candidates must write the position and reference number in the email's subject line. (Hamkar-KBL/0004/2025)
Submission Email:
recruitment@hmi.af
Hamkar Microfinance Institution (HMI) is a nationally established Afghan microfinance institution founded in 2025 with the aim of promoting financial inclusion, economic empowerment, and social stability across Afghanistan. HMI provides responsible financial services to low-income entrepreneurs, women, youth, and small enterprises—helping them grow their businesses, generate income, and improve livelihoods. Built on decades of experience from its shareholders and management team in the financial, business, and investment sectors, HMI is committed to professionalism, transparency, and ethical financing. The institution operates under the regulations of Da Afghanistan Bank (DAB) and in line with MISFA’s microfinance principles, ensuring full compliance and accountability in every operation.