- Strategic Leadership: Develop and execute a strategic plan to expand outreach, enhance Sharia-compliant products, and align with Afghanistan’s development goals, addressing regional instability and gender inclusion.
- Regulatory Compliance: Ensure adherence to DAB regulations, including AML/CTF and Sharia compliance, and manage reporting and approvals for key decisions.
- Financial Oversight: Manage budgeting, resource allocation, and funding partnerships, mitigating risks.
- Operational Management: Oversee branch operations, product development (e.g., Murabaha loans), client acquisition, and portfolio quality in a resource-constrained environment.
- Risk & Sustainability: Implement risk frameworks for Afghanistan’s high-risk context and promote ethical, sustainable practices.
- Stakeholder Relations: Build partnerships with DAB, government, donors (e.g., MISFA, World Bank, ADF, AMA), and community leaders. Represent Aurum MFI in national forums.
- Team Leadership: Lead and mentor 100+ staff, fostering gender balance, professional growth, and a safe, inclusive workplace.
- Digital Innovation: Drive adoption of digital payment systems and mobile banking to expand access in remote areas, ensuring data security and DAB compliance.
- Performance Monitoring: Set and track KPIs for client outreach (especially women/youth), financial inclusion, and impact, reporting to the Board and DAB.
- Education: Master’s in Business Administration, Finance, Economics, Islamic Banking, or related field.
- Experience:
- 10+ years in financial services leadership, with 5+ years in microfinance/banking at a senior level (e.g., CEO, COO).
- Proven success in emerging markets, ideally Afghanistan or similar contexts.
- Strong record of central bank compliance and securing regulatory approvals.
- Expertise in Islamic finance and Sharia-compliant products.
- Preferred: 3+ years in digital payments/fintech (e.g., mobile banking, telecom partnerships).
- Skills:
- Knowledge of Afghan financial regulations, microfinance, and Islamic finance.
- Strategic thinking, risk management, and decision-making in high-pressure settings.
- Fluency in Dari/Pashto and English.
- Strong communication, ethical integrity, and cultural sensitivity to Afghanistan’s dynamics.
- Familiarity with core banking systems, data analytics, and cybersecurity.
- CV highlighting microfinance, Islamic finance, and Afghan experience.
- Cover letter (max 2 pages) outlining your vision for Aurum MFI and digital payment experience.
- Educational certificates and references.
Email to jobs@aurumaf.com with subject: "Application for CEO - Aurum MFI" Aurum 045. Shortlisted candidates will undergo interviews and DAB approval.
Aurum MFI is an equal opportunity employer encouraging applications from women, youth, and underrepresented regions. Only shortlisted candidates will be contacted.
Aurum Afghanistan Financial Company is a full-fledged electronic money institution regulated by the central bank of Afghanistan operating under the license No. EMI101006. In addition to our regulatory license, we are also equipped with license No. 78895 from the Ministry of industry and commerce of Afghanistan. We possess advanced technology infrastructure which enables our clients to access financial services through their mobile phones securely, quickly and conveniently. Our services are available to everyone, particularly individuals who may not have access to traditional banking services. We offer significant opportunities for improving the efficiency of digital financial services by expanding access and lowering transaction costs. We provide a customized electronic payment solution. Aurum Afghanistan facilitates digital financial transactions, which includes services such as mobile wallet to mobile wallet, bank 02 to mobile wallet, mobile wallet to bank, electricity and other utilities bill payments, merchant’s payments, AfPay card services, payments through PoS machines and other prospective electronic payments services. AurumPay is a leading electronic money platform in Afghanistan, operating under the supervision of the Central Bank of Afghanistan. We empower individuals, merchants, and corporations with secure, convenient, and innovative financial solutions. Join our mission to bring digital payments to every corner of Afghanistan!