- Verify the accuracy and completeness of the Murabaha documentation, follow up on the missing items, and report all findings to the line supervisor.
- Complete other compliance activities as assigned by HRC in accordance with the work plan.
- Verify compliance with Mutahid credit manual policies by monitoring activities related to portfolio monitoring, repayments, and other routine lending activities as directed by HRC.
- Submit reports to HRC regularly, that include all observations from the control and compliance issues or topics that need the HRC’s attention.
- Submit reports to HRC regularly that summarizes activities and observations and compare actual tasks performed with the work plan for that month.
- As necessary, immediately report all suspicious activities (both internal and external), instances of staff attempting to influence information of inappropriate use of Mutahid resources, or any other critical situation that endangers the affiliate or its employees.
- Mutahid staff behavior that may influence the work and significant observations that may indicate major control weaknesses.
- Identify the reputational risk of Mutahid within the branch staff and report it immediately
- Any fraudulent involvement of the branch staff for the disbursement, or repayment, in the Portfolio is to report immediately
Administrative responsibilities
- Conduct supervision of fulfillment of policies and procedures of affiliates in compliance with current memorandums, orders, etc.
- Conducting special investigations on the inquiries as assigned by the HRC.
- Organize reports in systematic storage, the according to the affiliate’s requirements.
- Keep track of recommendations’ fulfillment.
Liabilities
For inapplicable and poor execution of functional responsibilities, wrong conclusions and recommendations, and insufficient involvement in the process of identification and disclosure of shortcomings during the control, the following actions are applicable:
- Verbal remarks;
- Reprimand;
- Dismissal;
A financial liability is applicable according to the employment contract.
PERSONAL QUALIFICATIONS
- University degree in economics, finance or related areas;
- 3 to 4 years of related experience;
- Proficiency in local language(s), and English desirable;
- Confident PC user;
- Analytical skills;
- Ability to work in groups, integrity, flexibility, and strong organizational skills;
- Ability and willingness to spend time in the field.
Note: The related officers Risk and Compliance will have 100% field work activities as well according to plan.
Interested candidates can send their CVs to ; vacancies@mutahid.org.af
Note: Candidates must write the position and reference number in the email's subject line. (RCO, Mutahid-TKR/038/2025)
Mutahid (meaning United in local language) Development Finance Institution (MUTAHID) was established on April 1, 2011 and initially three MFIs namely Microfinance Agency for Development and Rehabilitation of Afghan Communities (MADRAC), Parwaz Microfinance Institution (PARWAZ) and Mofad Microfinance Company (MOFAD) were consolidated. Later on, three additional MFIs namely Women for Women International Microfinance Afghanistan (WWI), Ariana Financial Services (AFS) and ChildFund Afghanistan Microfinance Limited (CFA MF) consolidated into MUTAHID. The creation of MUTAHID was an opportunity to combine the best components of these consolidating institutions and to preserve the significant investments made over the last few years, to create one larger, stronger and sustainable, best practice MFI based on the core principles of ethics, ideas and hard work while incorporating the lessons learned from the past. Microfinance Investment Support Facility for Afghanistan (MISFA) is supporting MUTAHID directly by providing direction, capacity building and financial resources and while a division of MISFA is run as a separate autonomous operating entity. The management of MUTAHID is ensuring the orderly and judicial transfer of good clients, quality staff and assets of the consolidating institutions.