Operations & Management
- Oversee daily operations of branches and head office operational units.
- Ensure effective implementation of policies, procedures, and internal controls.
- Supervise Branch Managers and relevant operational staff.
- Support expansion, operational planning, and service quality improvement.
Financial & Administrative Oversight
- Coordinate with finance and accounts to ensure proper financial operations.
- Support budget preparation, monitoring, and operational cost control.
- Ensure timely preparation of operational and financial reports.
Internal Control & Compliance
- Ensure safeguarding of institutional assets and proper cash-flow management.
- Implement internal control systems and follow up on audit findings.
- Ensure compliance with regulatory, donor, and institutional requirements.
Reporting & Institutional Development
- Ensure timely submission of required reports to management and stakeholders.
- Support staff capacity building and operational strengthening initiatives.
- Perform any other duties assigned by senior management.
- Bachelor’s degree in Business Administration, Finance, Economics, or related field.
- Minimum 3 years of experience in microfinance or financial services operations.
- Experience in branch supervision and team management preferred.
Skills & Competencies
- Strong leadership and team management skills
- Knowledge of microfinance operations and internal controls
- Good financial and analytical skills
- Strong reporting and communication skills
- Computer proficiency (MS Office)
- Ability to work independently and under pressure
Interested candidates can send their CVs to: recruitment@hmi.af
Note: Candidates must write the position and reference number in the email's subject line. (Hamkar-KBL/0001/2025)
Submission Email:
recruitment@hmi.af
Hamkar Microfinance Institution (HMI) is a nationally established Afghan microfinance institution founded in 2025 with the aim of promoting financial inclusion, economic empowerment, and social stability across Afghanistan. HMI provides responsible financial services to low-income entrepreneurs, women, youth, and small enterprises—helping them grow their businesses, generate income, and improve livelihoods. Built on decades of experience from its shareholders and management team in the financial, business, and investment sectors, HMI is committed to professionalism, transparency, and ethical financing. The institution operates under the regulations of Da Afghanistan Bank (DAB) and in line with MISFA’s microfinance principles, ensuring full compliance and accountability in every operation.