Audit Planning & Management
- Develop and implement the annual risk-based internal audit plan in line with institutional objectives and regulatory requirements.
- Allocate audit assignments, manage audit schedules, and ensure timely completion of engagements.
- Prepare and manage the Internal Audit Department’s budget and resource plan.
Audit Execution & Supervision
- Conduct and supervise audits of branches, head office departments, financing operations, treasury, HR, procurement, MIS, and Sharia-compliant products.
- Ensure audits are performed in accordance with Internal Audit Standards, DAB regulations, and best practices.
- Carry out special audits, investigations, and surprise checks, including fraud and misconduct reviews.
- Ensure proper audit documentation and working papers are maintained.
Reporting & Follow-up
- Prepare clear and timely audit reports, highlighting findings, risks, root causes, and practical recommendations.
- Monitor and follow up on management action plans and report unresolved issues to senior management and the Audit Committee.
- Provide periodic updates to the Chief Internal Auditor on audit activities and risk trends.
Internal Control & Compliance
- Evaluate the adequacy and effectiveness of internal controls, policies, and procedures.
- Assess compliance with Hamkar MFI policies, Sharia principles, DAB regulations, and donor requirements.
- Review the reliability and integrity of financial, operational, and management information.
Risk Management & Governance
- Support the institutional risk management framework by identifying key operational, financial, and compliance risks.
- Coordinate with Risk Management, Compliance, and External Auditors to ensure effective governance.
- Promote ethical behavior, transparency, and accountability across the institution.
Capacity Building & Advisory Role
- Provide on-the-job training and guidance to internal audit staff.
- Advise management on improving processes, controls, and operational efficiency without compromising independence.
- Support institutional strengthening and continuous improvement initiatives.
Miscellaneous
- Perform any other audit-related duties assigned by the Chief Internal Auditor or Audit Committee.
- Provide translation support (Dari–English) for audit reports and official documents, when required.
Education
- Bachelor’s Degree in Finance, Accounting, Business Administration, or related field.
- Strong knowledge of Internal Audit Standards, IFRS, and financial institution auditing.
Experience
- Minimum 3 years of internal audit experience, preferably in microfinance, banking, or financial institutions.
Knowledge & Skills
- Strong understanding of microfinance operations and Islamic finance principles.
- Proficiency in MS Office and audit/accounting software.
- Strong analytical, report writing, and problem-solving skills.
- High ethical standards, confidentiality, and professional judgment.
- Ability to work independently, under pressure, and with minimal supervision.
- Excellent written and verbal communication skills in English and Dari.
- Willingness to travel to branches when required.
Interested candidates can send their CVs to: recruitment@hmi.af
Note: Candidates must write the position and reference number in the email's subject line. (Hamkar-KBL/0002/2025)
Submission Email:
recruitment@hmi.af
Hamkar Microfinance Institution (HMI) is a nationally established Afghan microfinance institution founded in 2025 with the aim of promoting financial inclusion, economic empowerment, and social stability across Afghanistan. HMI provides responsible financial services to low-income entrepreneurs, women, youth, and small enterprises—helping them grow their businesses, generate income, and improve livelihoods. Built on decades of experience from its shareholders and management team in the financial, business, and investment sectors, HMI is committed to professionalism, transparency, and ethical financing. The institution operates under the regulations of Da Afghanistan Bank (DAB) and in line with MISFA’s microfinance principles, ensuring full compliance and accountability in every operation.